Self Employed Mortgage Advice
Self Employed Mortgage Advice in York
We believe that self-employed clients can sometimes get the short end of the stick when it comes to mortgage deals and without an experienced mortgage broker, like us on your side, this may prove tricky.
Self Employed and want to chat about Mortgages Contact us to book your free mortgage consultation
Self Employed Mortgage Advice for:
1. First Time Buyers
3. Home Movers
4. Change in Personal Situation
Almost all of the high street mortgage lenders use their in-house credit scoring policies when granting mortgages, these are based on that lenders own experience on previous mortgage repayment statistics and repossession information and individual cases that do not fit these tight criteria are not investigated further. This will save the bank or building society time and money.
In the past, it is possible that mortgage lenders have had more cases of arrears with self-employed applicants than employed ones but it is fair to say that employed applicants have to jump through far fewer “hoops” to get approved for a mortgage.
Lending criteria can vary greatly between mortgage lender for self-employed mortgages and it is our job to be able to place your mortgage application with the most suitable lender – We aim to be right the first time!
Self-Employed and Having Mortgage Problems?
1. Bank won’t lend enough
2. Failed banks criteria
3. Credit score
4. Fluctuating net profit
5. Pay structure
6. Personal situation
Whether you are the owner of your own limited company, a sole trader, a partner and receive a salary, dividends or a mixture of the two and are looking for mortgage advice in York then we may be able to help.
Please contact us for a free consultation to discuss self-employed mortgages in more detail…
Why choose Yorkmoneyman.com as my mortgage broker in York?
- We work for you! We are not tied to any estate agents, builders or banks and have no vested interests.
- We offer all customers a free mortgage consultation.
- Our mortgage advisors are on hand 7 days a week 8am – 10pm, getting to speak with an advisor will never be a problem.
- We can search and compare 1000’s of mortgage deals to find you the best product for your circumstances
- We are here to guide and help you throughout the whole process. From your initial enquiry to getting the keys to your dream home.
- We have vast experience and knowledge when it comes to self employed lending criteria