Having Mortgage Problems?
Having mortgage problems in York? Specialist mortgage advice in York.
We find the many of my clients have approached their own high street bank for mortgage advice and they have been declined a mortgage due to their lending criteria, your credit score, the type of property being mortgaged, or simply they will not lend enough for your needs.
If you have a complicated situation and need a fast answer, let us help you.
We have noticed that clients lives are becoming more and more complicated and the high street banks are more than likely not able to accommodate this and provide mortgage advice.
Here are some of the situations we deal with on a daily basis:
- Bank won’t lend you enough
- Failed credit score at your bank
- You do not meet your banks lending criteria
- Your income makeup, i.e. salary, dividend, tax credits, drawings, net profit etc
- Your employment status, i.e. contract, professional, self-employed, employed, business owner
- The property type i.e. non-standard construction, high rise flats, apartment block
- Letting out your existing home to buy a new one
- Mortgage Lender will not deal with you direct
- Can’t get an appointment with your bank quick enough
- Your existing credit commitments
- Marital status i.e. married buying in sole name, divorce
- Buying from or with a family member
- Buying a property below market value
- Need a fast decision
- Looking to remove a person from a mortgage
- Anything else?
If your situation is not listed above then I’m sure it will be something that we have come across before.
Without the help of a specialist mortgage broker like us, it can be a minefield trying to establish mortgage lending criteria and firing applications off left, right and centre will have a negative impact on your credit score which could well prevent you qualifying for any mortgage deal until it is rebuilt in time.
We have access to many specialist mortgage lenders who all have different mortgage criteria. It is our job to utilise my knowledge and experience to recommend the most suitable lender based on your personal situation.
We are able to move fast ensuring that you secure the property that you want!
Why choose Yorkmoneyman.com as my mortgage broker in York?
- We work for you! We are not tied to any estate agents, builders or banks and have no vested interests.
- We offer all customers a free mortgage consultation.
- Our mortgage advisors are on hand 7 days a week 8am – 10pm, getting to speak with an advisor will never be a problem.
- We can search and compare 1000’s of mortgage deals to find you the best product for your circumstances
- We are here to guide and help you throughout the whole process. From your initial enquiry to getting the keys to your dream home.
- We have in-depth knowledge of specialist lending products criteria enabling to help with complex situations and try to find you the best mortgage for you.