So, you’ve saved up for your deposit (or got the green light from “Bank of Mum and Dad”) and made the decision to move home. What’s the next step? Put simply, and in the bestContinue reading
Category: First Time Buyer Mortgages
Whilst it is widely accepted that there is a national housing shortage, the Government has launched several schemes over the years under the “Help to Buy” banner designed to get people onto the property ladderContinue reading
Mortgage Advice in York by Yorkmoneyman How to make an offer on a property?
When you are ready to make an offer on a property you want to buy it’s important that you put your circumstances across
When it comes to applying for a mortgage and your credit score, the fewer addresses you have on your record the better, however it seems that people are becoming savvier and aware of this.
We areContinue reading
We are now starting to see the effects of the buy to let surcharge and income tax changes. Already this year we have seen a number of properties come on to the market where privateContinue reading
Whilst the days of 100% mortgages are behind us for now it can be possible in certain circumstances to buy a property without investing any of your own cash. Buying from a property under aContinue reading
According to The Mirror website today, one in six families who have applied for a mortgage in the last 10 years say they have been turned down or offered a lower amount of money dueContinue reading
When lenders ask for your bank statements you can expect them to look for a variety of things. However, their one overriding objective is to assess whether you are the sort of person who managesContinue reading
GET A MORTGAGE AGREEMENT IN PRINCIPLE
With Malcolm Davidson –
Mortgage Broker in York – LOCAL Mortgage Advice What is a Mortgage Agreement in Principle? The Value of an Agreement in Principle
How having your mortgage agreed atContinue reading
& How Do You Know if it’s Affordable?
Mortgage Advice in York by Yorkmoneyman.com –
Your LOCAL Mortgage Broker
The amount you can borrow for your mortgage is dictated by your income and expenditure and the Lenders’Continue reading