remortgage advice york

Remortgage Advice



Whether you are approaching the end of your fixed rate deal and want to shop around for a competitive rate or you are looking to remortgage to raise money to fund a large purchase or then I can help.

Contact me ANYTIME to talk through your Remortgage Advice options…
or got a COMPLICATED Remortgage Situation ….. ??
( Call / E-Mail or Text Me )

There are many reasons why clients choose to seek remortgage advice here are some of them:

1. Remortgage Advice for a more competitive interest rate
2. Remortgage Advice to raise money for a large purchase
3. Remortgage Advice to fix your monthly payments
4. Remortgage to remove a name from a mortgage
5. Remortgage Advice for martial disputes & divorce
6. Remortgage Advice for any other change in personal circumstances

If this is going to be your first remortgage or if you have gone through the remortgaging process before then I can help you through every step of your remortgage transaction.

I am able to search 1000’s of remortgage deals on your behalf and recommend the most suitable product based on your individual situation.

Usually, with remortgage products customers have more equity in their houses so can access the market-leading products being offered by mortgage lenders.

Also, due to the much simpler legal work that has to be done on remortgage applications they usually complete much faster than purchases.

Having Problems and wanting Remortgage Advice?

It is very common for people to approach me after they have been to their bank or another high street lender and have been declined for various reasons. Here are the main ones:

1. Credit score
2. Lending criteria
3. Bank won’t lend enough
4. Property type
5. Your pay structure and employment type i.e. self-employed
6. Marital disputes
7. Your personal situation

If this is you then it is important that you contact a Mortgage Advisor in York like me who has in-depth knowledge of mortgage lenders criteria and access to specialist mortgage lenders so we can place your mortgage application with the most appropriate lender first time.

It is advisable that you do not go to lots of different banks and do lots of credit searches at once or this will have a negative impact on your credit score and may result in you not being able to remortgage at all.

Remortgage Advice in York & North Yorkshire by Malcolm Davidson
Remortgage Broker
( Call / E-Mail or Text Me )

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Open & Honest Mortgage Advice in York & Yorkmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

The Financial Conduct Authority does not regulate most buy to let mortgages.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We normally charge a fee for mortgage advice; however, this will be dependent on your circumstances, our typical fee is £599.

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